Error 056 - Card not in authorizer's database

PayXpert - User documentation

Error 056 - Card not in authorizer's database

The message "056 - card not in authorizer's database" indicates that the card has been blocked by the bank due to a fraud alert.

This means that the refund could not be processed because the card is no longer active or recognized by the issuing bank.

This response may also occur when the cardholder has temporarily blocked their card via their banking app. In such cases, the card is not recognized by the issuer at the time of the transaction, resulting in this error.